Mortgage Lender Cave Creek, AZ

Todd Uzzell

NMLS #1525192 | Starboard Financial NMLS #156931

20+ years Arizona lending. Specializing in FHA, VA, USDA, Conventional, and Down Payment Assistance loans for Cave Creek homebuyers, first-time buyers, and growing families.

Call 480-330-1724

Welcome to your trusted local mortgage resource in Cave Creek, Arizona. At Todd Uzzell Mortgage, I specialize in helping families, first-time buyers, and investors secure the right home loan, with the local knowledge and personal service that a smooth lending process requires.

Why Cave Creek for Your Arizona Home?

Cave Creek embraces its Western heritage with authentic character, a charming main street filled with curio shops, Western stores, and saloons featuring live music and entertainment. The community sits just north of Scottsdale with stunning access to Tonto National Forest scenery and outdoor recreation. Cave Creek attracts families and lifestyle-focused buyers seeking a laid-back Western atmosphere while maintaining proximity to upscale Scottsdale shopping, dining, and professional services. The community's authentic charm, small-town feel, and outdoor adventure access make it an ideal choice for buyers seeking genuine Arizona character and lifestyle.

Loan Programs I Offer

• FHA Loans — lower credit score, lower down payment
• VA Loans — zero down for eligible veterans
• USDA Loans — zero down for eligible rural/suburban areas
• Conventional Loans — flexible terms, competitive rates
• Jumbo Loans — for homes above the conforming limit
• Non-QM Loans — bank statement and DSCR options
• Construction Loans — financing to build new
• Hard Money Loans — fast financing for investors
• Down Payment Assistance — Home Plus and Home in Five programs

Living in Cave Creek, AZ

Cave Creek offers authentic Western living with distinctive saloons, art galleries, artisan shops, and live music venues on a walkable main street. Residents enjoy gateway access to Tonto National Forest with hiking, desert recreation, scenic drives, and natural adventure. The community features family-friendly events, local restaurants, antique shops, and Western atmosphere, with convenient proximity to Scottsdale's upscale dining, shopping, golf, and cultural attractions.

Cave Creek Mortgage Questions

Start Your Mortgage Journey Today

Ready to make Cave Creek your home? Let's find the right mortgage solution for your situation, whether you're buying your first home, refinancing, or investing.